Privacy Policy (Datenschutzerklärung)

Data Protection Overview: German Mortgage (operated by Vinzenz Weidner, licensed intermediary §34i GewO) rigorously safeguards your personal and financial data in strict adherence to the EU General Data Protection Regulation (GDPR / DSGVO) and German Federal Data Protection Act (BDSG).

1. Responsible Controller (Verantwortlicher)

Vinzenz Weidner, Hornstraße 14, 10963 Berlin, Germany. Direct email: hello@german-mortgage.de.

2. Collection, Purpose, and Legal Basis of Processing

We process personal and financial data submitted via digital inquiry forms, calculators, rate pre-checks, and self-disclosures (Selbstauskunft). This includes identity details, employment status, income parameters, asset valuations, and property aspirations. Processing is legally justified under Art. 6(1)(b) GDPR for executing pre-contractual advisory measures and mortgage placement, and Art. 6(1)(f) GDPR for secure institutional communication.

3. Confidential Transfer to Lending Partners & Platforms

To secure optimal mortgage pricing across 400+ German banks, necessary financial parameters are transmitted securely through certified institutional lending platforms—primarily Europace AG, Qualitypool GmbH, Starpool GmbH, and Forum-Direkt GmbH. We explicitly do not trade, monetize, or sell client personal data to commercial advertising third parties.

4. Statutory Data Subject Rights Under EU GDPR

Right of confirmation and full access to stored personal data (Art. 15 GDPR)
Right to immediate rectification of incorrect or incomplete data (Art. 16 GDPR)
Right to erasure and absolute right to be forgotten (Art. 17 GDPR)
Right to restriction of administrative processing (Art. 18 GDPR)
Right to electronic data portability in structured formats (Art. 20 GDPR)
Right to formally object to processing activities (Art. 21 GDPR)

To assert your regulatory data privacy rights instantly, email hello@german-mortgage.de.